Does Renters Insurance Cover Mold Testing?
If you have renters insurance in New York you may want to read your policy. Not all insurance policies have coverage. There are some companies that have mold testing coverage but they are few and far between.
If your New York insurance company covers you for mold testing they will reimburse you. It’s always a good practice to read your policy. You want to look for microbial or anti-fungal. It will tell you whether or not your New York home has coverage. Regardless of whether you have microbial mold testing coverage.
If you feel like your home has mold do not hesitate or delay. Mold can be very dangerous to your family’s health and it does not get better on its own.
If you think you have a mold problem and you need help from professionals, call Mold Test USA today!
Should My Landlord Pay For Mold Testing In My New York Rental Property
I guess the better question is, is your landlord willing to pay for mold testing? Unless there’s a law in New York that I’m not aware of mold testing is not mandatory. Even if it were mandatory for your landlord to do mold testing in your New York home, you may not want the landlord to pay for it. The reason why is, if your landlord hires a mold testing and inspection company the company is working for your landlord.
In most areas your landlord does not even have to tell you what the results of the mold test include. It is always best if you are able to afford it, to pay for the mold testing yourself. This will put you in total control over your results. When it’s all said and done you hold the power. You can show those results to your landlord, showing them that you mean business. You can take the same set of results to your Dr. asking your doctor if the elevated mold spores are related to your family’s health issues.
If you need to you can take those same results to court as absolute proof of the type of species that is located in your New York apartment. If you think you have mold especially if you have children, seniors, pregnant women, or immune deficient family members living in your New York home, do not put mold testing on the back burner.
For more information, and no obligation whatsoever call a Mold Test USA mold specialist today.
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